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How To Lower Car Insurance Costs

Car insurance price is determined by a multitude of factors, some of the being under policyholder’s control. Find out how to lower car insurance costs and get car insurance quotes online free from our website. The following tips will help:

  1. Choose a model that is low-profile and safe to drive. Buying a top safety pick will not only help you get car insurance faster, but also will make it cheaper. Insurers have also a preference for the typical small-medium sized family cars.  So, if you plan buying a car, choose a safe and mass-produced model, if you also want cheap coverage.
  2. Keep a clean driving record. Your driving record is one of the most important factors that impact the insurance costs. Stay away from at-fault accidents and driving tickets and you will avoid having high premiums. If you already have an incident or 2 in your records, check with your insurer to see if you can take a driver safety course to qualify for a discount.
  3. Fit your car with safety and anti-theft devices. Insurance companies appreciate it when you add devices to make your car safe and protected against thieves. Even if you live and work in areas with low auto-theft rates, installing an active or passive alarm, or a tracking system will help you save on your insurance.
  4. Increase the deductible. If you can afford it, you should raise the value of the deductible to the maximum allowable point. In return for your increased assumed risk, your premiums will get low.
  5. Bundle multiple policies with the same carrier. This is quite simple and logical. If you buy more than one policy with the same company, the company will usually lower the costs.  You give them more business and they get you a cost-cut.

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