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5 Tips To Save On Auto Insurance

Check the following 5 tips to save on auto insurance and get online quotes for auto insurance.

  1. Shop around online. Checking several auto insurers to compare rates doesn’t sound like the most fun, but it can lead to lower premiums. Prices can vary significantly from one insurer to the next, but make sure you are comparing the total coverage being offered to make fair comparisons. When shopping for insurance, it is important to be consistent in comparing the same amount and type of insurance you are purchasing.
  2. Apply for discounts. There are lots of auto insurance discounts out there, but you have to know what you’re looking for. Many insurance companies don’t promote all the deals they offer. Ask for a list of discounts and their qualification criteria.
  3. Bundle policies. One of the easiest ways to get a discount on your car insurance is to bundle your vehicle coverage with your homeowner’s or renter’s insurance. Nearly every major insurance company offers a premium discount to customers who buy multiple policies.
  4. Drive less than the average. One of the most frequently overlooked car insurance discounts out there is the low-mileage discount; car insurance rates are calculated based on your chances of getting into an accident after all. What’s considered low mileage varies with each provider, but it usually falls between 7,500 to 15,000 miles a year. You can reduce the miles you drive each year by biking and walking, or taking public transit, which will likely reduce your car insurance rates, too.
  5. Keep a good credit score. You credit score doesn’t just play a role in your borrowing capacity; it can also determine your auto insurance costs. Car insurers look at a lot of information when deciding the cost of your premium, and many drivers forget or don’t realize that credit is a factor. Achieving and maintaining good credit will help you get better insurance rates.

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